superguru
MenuClose menu

Retirement Benefits Fund vs Rhythm Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Retirement Benefits Fund

Closed public sector scheme

RBF retains defined benefit and pension arrangements for eligible Tasmanian public sector members.

Membership

Existing members, preserved members and eligible pensioners should check their particular membership category.

Rhythm Super

Retail investment platform

Rhythm Super is an IOOF-operated platform administered by HUB24, with an adviser-selected investment menu.

Membership

The service is offered through advisers. Confirm the current product requirements with the adviser and super PDS.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Retirement Benefits Fund and Rhythm Super: product features and conditions
What to compareRetirement Benefits FundRhythm Super
Membership and access

Existing members, preserved members and eligible pensioners should check their particular membership category.

Sources123

The service is offered through advisers. Confirm the current product requirements with the adviser and super PDS.

Sources12
Accounts and products

Tasmania's RBF Contributory Scheme and eligible life pensions.

RBF Contributory Scheme

Eligible RBF Life Pension

Sources123

Rhythm Super and Pension.

Sources12
Retirement income

RBF life pension eligibility and conversion terms depend on membership history. Some withdrawals can remove access to particular pension conversion terms.

Sources123

A pension product is available alongside super.

Sources12
Comparing investment performance

A pension estimate and survivor-benefit terms are more informative than a generic accumulation return.

Sources123

Use the selected investments and actual account costs. A return from another IOOF or HUB24 product does not represent Rhythm.

Sources12
Investment choices

This detail has not been verified for this profile. Check the current product documents.

The menu includes managed funds, shares, ETFs, term deposits and separately managed accounts. Approved advisers can use the IOOF Managed Portfolio Service.

Sources12
Insurance

This detail has not been verified for this profile. Check the current product documents.

Check the current Rhythm Super PDS and any policy proposal for insurance access; HUB24-branded account terms are not automatically Rhythm terms.

Sources12
Advice and support

This detail has not been verified for this profile. Check the current product documents.

Advisers use the platform's transaction, portfolio and reporting tools to manage the member's account.

Sources12
Fee details to check

This detail has not been verified for this profile. Check the current product documents.

Obtain a complete estimate including account administration, underlying investments, trading, cash and advice. The technology provider's fee schedule is not necessarily the Rhythm schedule.

Sources12

THE SUPERGURU VIEW

Our take on Retirement Benefits Fund

Editorial assessment

A remaining right to an RBF pension can be the most important part of an account. Ask for written confirmation of what would survive a withdrawal or transfer before comparing the balance with another fund.

Who this profile is for

  • Existing Tasmanian RBF members weighing preservation, a lump sum or an eligible pension.

What deserves a closer look

  • This is not a fund open to the general public.
  • Historical pension terms should not be assumed to apply to every member.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Rhythm Super

Editorial assessment

May suit an advised member whose investment strategy requires this menu and administration service.

What deserves a closer look

  • There is no universal Rhythm portfolio return.
  • Tax-management tools do not remove investment risk or guarantee a better after-tax result.

Sources12

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Retirement Benefits Fund and Rhythm Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Retirement Benefits Fund profile · Read the full Rhythm Super profile · Choose another comparison

Sources for Retirement Benefits Fund

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Tasmanian legislation, continuing closure of contributory scheme
  2. RBF definitions and pension conversion restrictions
  3. RBF pension eligibility and fund ABN

Sources for Rhythm Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Rhythm product and service structure
  2. IOOF product disclosure library