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DASH Super Simplifier vs Resource Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

DASH Super Simplifier

Retail investment platform

Super Simplifier is an adviser-access super and pension account with direct investments and no MySuper default.

Membership

The PDS requires an authorised financial adviser to be nominated on the application.

Resource Super

Retail fund brand

Resource Super concentrates on people working in Australia's resources sector, with employer-specific insurance arrangements.

Membership

People joining through an employer and people joining individually face different insurance processes.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

DASH Super Simplifier and Resource Super: product features and conditions
What to compareDASH Super SimplifierResource Super
Membership and access

The PDS requires an authorised financial adviser to be nominated on the application.

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People joining through an employer and people joining individually face different insurance processes.

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Accounts and products

Personal Super, Transition to Retirement Pension and Standard Account-Based Pension.

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Resource Super employer and individual arrangements within Russell Investments Master Trust.

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Investment choices

The menu includes ASX300 securities, ETFs, managed funds and term deposits. Eligible investments can be transferred in or out without selling, subject to the product's rules.

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Use the investment menu in the current PDS and plan documents; the brand shares the Russell investment structure.

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Insurance

Eligible personal super members can apply for life and terminal illness, total and permanent disablement, and income protection cover through MetLife.

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Eligible employer members can receive automatic cover once age and balance conditions are met. Individual joiners must apply and be accepted by the insurer. Limited-cover provisions can apply.

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Retirement income

Account-based and transition-to-retirement pensions are available, with payment limits appropriate to each account.

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Check the retirement pathway and product available under the current plan.

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Advice and support

The authorised adviser helps build the investment strategy and can give instructions for the account.

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The fund can refer members for personal advice. Confirm the service and fee first.

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Fee details to check

Include platform fees, underlying investments, trading, cash-account margin and adviser charges. Check the cash interest calculation in the current disclosure.

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The employer's Super Plan Booklet sets out the insurance and fees applicable to that plan. A corporate employee and a field worker can have different terms.

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Comparing investment performance

Returns depend on the chosen portfolio and cash holding. There is no MySuper option to use as a universal benchmark.

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Russell's combined APRA product label does not establish an individual employer plan's net member outcome.

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THE SUPERGURU VIEW

Our take on DASH Super Simplifier

Editorial assessment

For members who want an adviser to implement a specific portfolio inside super.

What deserves a closer look

  • Access requires an adviser, with advice costs considered separately.
  • Direct shares and ETFs still need diversification and an investment plan.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Resource Super

Editorial assessment

Particularly relevant for mining and resources workers comparing cover for their occupation.

What deserves a closer look

  • Check waiting periods, income definitions and limited-cover terms in the actual employer booklet.
  • The Russell, Resource and Nationwide brands should not be counted as separate legal funds.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between DASH Super Simplifier and Resource Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full DASH Super Simplifier profile · Read the full Resource Super profile · Choose another comparison

Sources for DASH Super Simplifier

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super Simplifier product overview
  2. Product disclosure statement

Sources for Resource Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. About Resource Super
  2. Insurance FAQs
  3. 2026 employer plan example