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Resource Super vs Spaceship Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Resource Super

Retail fund brand

Resource Super concentrates on people working in Australia's resources sector, with employer-specific insurance arrangements.

Membership

People joining through an employer and people joining individually face different insurance processes.

Spaceship Super

Retail fund brand

Spaceship Super is an app-based super product with several investment options. It is separate from the Spaceship Voyager investment portfolios outside super.

Membership

Public joining is available under the super PDS.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Resource Super and Spaceship Super: product features and conditions
What to compareResource SuperSpaceship Super
Membership and access

People joining through an employer and people joining individually face different insurance processes.

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Public joining is available under the super PDS.

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Accounts and products

Resource Super employer and individual arrangements within Russell Investments Master Trust.

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Spaceship Super accumulation.

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Investment choices

Use the investment menu in the current PDS and plan documents; the brand shares the Russell investment structure.

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Four current options are GrowthX, Global Index, Balanced and Moderate. The notice dated 5 June 2026 changes three options from 7 July 2026; Global Index is unchanged.

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Insurance

Eligible employer members can receive automatic cover once age and balance conditions are met. Individual joiners must apply and be accepted by the insurer. Limited-cover provisions can apply.

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Insurance costs depend on factors including age, cover, sex at birth and occupation rating.

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Retirement income

Check the retirement pathway and product available under the current plan.

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The reviewed product pages do not establish a dedicated pension account. Confirm the retirement-income pathway.

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Advice and support

The fund can refer members for personal advice. Confirm the service and fee first.

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The app and support team provide account information. Confirm any personal advice arrangement separately.

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Fee details to check

The employer's Super Plan Booklet sets out the insurance and fees applicable to that plan. A corporate employee and a field worker can have different terms.

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Use the current super fee table and the notice dated 5 June 2026, effective 7 July 2026. Voyager pricing applies to a different product.

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Comparing investment performance

Russell's combined APRA product label does not establish an individual employer plan's net member outcome.

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Compare the selected super option over matching dates. Voyager's performance is not Spaceship Super performance.

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THE SUPERGURU VIEW

Our take on Resource Super

Editorial assessment

Particularly relevant for mining and resources workers comparing cover for their occupation.

What deserves a closer look

  • Check waiting periods, income definitions and limited-cover terms in the actual employer booklet.
  • The Russell, Resource and Nationwide brands should not be counted as separate legal funds.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Spaceship Super

Editorial assessment

Relevant for people who want a digital service and are comfortable assessing its investment strategy and costs.

What deserves a closer look

  • Product names within the same app can refer to entirely different investments.
  • Older fee screenshots may predate the changes effective 7 July 2026.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Resource Super and Spaceship Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Resource Super profile · Read the full Spaceship Super profile · Choose another comparison

Sources for Resource Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. About Resource Super
  2. Insurance FAQs
  3. 2026 employer plan example

Sources for Spaceship Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Spaceship Super
  2. Current fees explanation
  3. July 2026 changes announced in June