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Platformplus Super Wrap vs Super Retirement Fund

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Platformplus Super Wrap

Retail investment platform

Platformplus Super Wrap is an adviser-oriented account for managing a portfolio across super and pension.

Membership

Read the current PDS with your adviser to confirm access and the appropriate accumulation or pension arrangement.

Super Retirement Fund

Transferred legacy fund

Super Retirement Fund members moved to National Mutual Retirement Fund on 1 July 2026. The older name still appears in statements and historical data.

Membership

This is a former fund arrangement. Continuing contributions now use the receiving fund's details and the correct product USI. Registration of the old entity does not mean members can remain in it.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Platformplus Super Wrap and Super Retirement Fund: product features and conditions
What to comparePlatformplus Super WrapSuper Retirement Fund
Membership and access

Read the current PDS with your adviser to confirm access and the appropriate accumulation or pension arrangement.

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This is a former fund arrangement. Continuing contributions now use the receiving fund's details and the correct product USI. Registration of the old entity does not mean members can remain in it.

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Accounts and products

Accumulation and pension portfolios.

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Historical Super Retirement Fund accounts. Members transferred to a dedicated section of National Mutual Retirement Fund immediately after 30 June 2026.

Personal Super and SuperSelect

PensionSelect

SuperWise and SuperLink

SuperCARE and Retirement Saver

Select Personal Super and pension policies

Whole-of-life and endowment super policies

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Investment choices

The menu spans managed funds, managed accounts, listed investments, ETFs, cash and term deposits. The approved menu sets limits and availability.

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Investment choices and policy benefits were tied to the individual contract. A June 2026 option return remains historical information about that option; it does not describe all transferred accounts.

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Insurance

The available PDS states that Platformplus does not offer insurance. Existing cover elsewhere cannot be replaced through this account.

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Insurance held in an account at the transfer date moved with it. Members should use the current policy records when checking cover or making a claim.

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Retirement income

Pension accounts and regular contribution arrangements are described in the product's super and pension materials.

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Existing pension payments continue through the receiving fund under their agreed schedules. The transfer itself is different from voluntarily cashing out or surrendering a policy.

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Advice and support

Adviser remuneration is separately agreed and authorised. The trustee does not select a personal portfolio for every member.

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This detail has not been verified for this profile. Check the current product documents.

Fee details to check

Add platform charges, underlying investment costs, cash margins, transactions and adviser fees. Use your expected holdings and balance for the estimate.

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This detail has not been verified for this profile. Check the current product documents.

Comparing investment performance

Assess the actual portfolio and total costs. WRAP Super's fund-level data also covers other divisions and does not identify a Platformplus member's result.

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Keep June 2026 historical data under its original fund identity and link members to National Mutual Retirement Fund for current account context.

Do not offer Super Retirement Fund as a fund to join.

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THE SUPERGURU VIEW

Our take on Platformplus Super Wrap

Editorial assessment

An option for an advised investor who needs portfolio flexibility and consolidated reporting.

What deserves a closer look

  • Insurance needs a separate arrangement.
  • Shared legal-fund reporting must not be treated as identical pricing across Platformplus and IconiQ.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Super Retirement Fund

Editorial assessment

The most useful job of this page is to connect an old statement to the current account. Check the receiving fund and product identifiers first. Then assess fees, investments and policy benefits using documents for the transferred section.

Who this profile is for

  • Former Super Retirement Fund members checking where their account moved.
  • Employers and family members resolving an old fund name or rejected contribution.

What deserves a closer look

  • The old fund remained on APRA's September register after member transfer; legal registration and operating account status are different.
  • Employers need the new product USI for contributions from 1 July 2026.
  • Historical costs should not be treated as a current quote for a transferred policy.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Platformplus Super Wrap and Super Retirement Fund

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Platformplus Super Wrap profile · Read the full Super Retirement Fund profile · Choose another comparison

Sources for Platformplus Super Wrap

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super and pension service
  2. Super Wrap product disclosure
  3. Current investment menu
  4. Fund name change

Sources for Super Retirement Fund

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Resolution Life transfer details and product USI mapping
  2. Trustee confirmation of the completed transfer
  3. APRA registered entity list