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DASH Super Simplifier vs Perpetual WealthFocus

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

DASH Super Simplifier

Retail investment platform

Super Simplifier is an adviser-access super and pension account with direct investments and no MySuper default.

Membership

The PDS requires an authorised financial adviser to be nominated on the application.

Perpetual WealthFocus

Retail fund

WealthFocus Super is a personal super product offering managed investments from Perpetual and other investment managers.

Membership

Designed for employees and self-employed people, with regular or one-off contributions subject to contribution rules.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

DASH Super Simplifier and Perpetual WealthFocus: product features and conditions
What to compareDASH Super SimplifierPerpetual WealthFocus
Membership and access

The PDS requires an authorised financial adviser to be nominated on the application.

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Designed for employees and self-employed people, with regular or one-off contributions subject to contribution rules.

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Accounts and products

Personal Super, Transition to Retirement Pension and Standard Account-Based Pension.

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WealthFocus Super Plan and pension products.

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Investment choices

The menu includes ASX300 securities, ETFs, managed funds and term deposits. Eligible investments can be transferred in or out without selling, subject to the product's rules.

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Members can select managed funds across different asset classes and managers. Use the super investment menu because other WealthFocus investment products have different tax and product structures.

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Insurance

Eligible personal super members can apply for life and terminal illness, total and permanent disablement, and income protection cover through MetLife.

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Optional insurance is available within super. The current insurance disclosure sets eligibility, cover and cost.

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Retirement income

Account-based and transition-to-retirement pensions are available, with payment limits appropriate to each account.

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A pension account allows members to choose the amount and frequency of payments within the account rules.

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Advice and support

The authorised adviser helps build the investment strategy and can give instructions for the account.

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Consider the product with an adviser if selecting and maintaining several managed funds; clarify any advice fee separately.

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Fee details to check

Include platform fees, underlying investments, trading, cash-account margin and adviser charges. Check the cash interest calculation in the current disclosure.

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Use the WealthFocus Super PDS and investment menu. Include administration and underlying manager charges, plus any advice and insurance costs.

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Comparing investment performance

Returns depend on the chosen portfolio and cash holding. There is no MySuper option to use as a universal benchmark.

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Compare the exact super option and its fee basis. Returns from a WealthFocus investment fund outside super may have different tax treatment.

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THE SUPERGURU VIEW

Our take on DASH Super Simplifier

Editorial assessment

For members who want an adviser to implement a specific portfolio inside super.

What deserves a closer look

  • Access requires an adviser, with advice costs considered separately.
  • Direct shares and ETFs still need diversification and an investment plan.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Perpetual WealthFocus

Editorial assessment

A candidate for members who want to select managed investments and have a clear reason for the managers they choose.

What deserves a closer look

  • WealthFocus is a family of products; tax features on investment accounts do not automatically apply to super.
  • Several funds holding similar assets may provide less diversification than their number suggests.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between DASH Super Simplifier and Perpetual WealthFocus

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full DASH Super Simplifier profile · Read the full Perpetual WealthFocus profile · Choose another comparison

Sources for DASH Super Simplifier

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super Simplifier product overview
  2. Product disclosure statement

Sources for Perpetual WealthFocus

Checked 2026-09-11. Documents and product terms can change after this date.

  1. WealthFocus product range
  2. Super and retirement account features
  3. Underlying holdings