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Netwealth vs Super Retirement Fund

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Netwealth

Retail platform

Netwealth Super Accelerator is a platform for building and administering a selected investment portfolio. Core and Plus have different investment menus.

Membership

Check the product's application requirements and whether a financial adviser will manage the account.

Super Retirement Fund

Transferred legacy fund

Super Retirement Fund members moved to National Mutual Retirement Fund on 1 July 2026. The older name still appears in statements and historical data.

Membership

This is a former fund arrangement. Continuing contributions now use the receiving fund's details and the correct product USI. Registration of the old entity does not mean members can remain in it.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Netwealth and Super Retirement Fund: product features and conditions
What to compareNetwealthSuper Retirement Fund
Membership and access

Check the product's application requirements and whether a financial adviser will manage the account.

Sources123

This is a former fund arrangement. Continuing contributions now use the receiving fund's details and the correct product USI. Registration of the old entity does not mean members can remain in it.

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Accounts and products

Super Accelerator Core and Super Accelerator Plus, with pension account options.

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Historical Super Retirement Fund accounts. Members transferred to a dedicated section of National Mutual Retirement Fund immediately after 30 June 2026.

Personal Super and SuperSelect

PensionSelect

SuperWise and SuperLink

SuperCARE and Retirement Saver

Select Personal Super and pension policies

Whole-of-life and endowment super policies

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Investment choices

Core has a narrower menu of funds, models and income investments. Plus has broader managed-fund and listed-investment access.

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Investment choices and policy benefits were tied to the individual contract. A June 2026 option return remains historical information about that option; it does not describe all transferred accounts.

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Insurance

Personal Super members can apply for group cover or eligible individual LifeWRAP policies, including death, TPD and income protection.

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Insurance held in an account at the transfer date moved with it. Members should use the current policy records when checking cover or making a claim.

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Retirement income

Pension functionality is part of Super Accelerator; available investments and cash needs should be reviewed for the drawdown period.

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Existing pension payments continue through the receiving fund under their agreed schedules. The transfer itself is different from voluntarily cashing out or surrendering a policy.

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Advice and support

The platform supports a nominated financial adviser, with agreed advice fees separate from investment and platform costs.

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This detail has not been verified for this profile. Check the current product documents.

Fee details to check

Include fixed and balance-based administration charges, underlying fund or model costs, trading costs and advice. A quoted Core administration percentage excludes additional fixed or minimum fees.

Sources123

This detail has not been verified for this profile. Check the current product documents.

Comparing investment performance

Performance belongs to the selected investments and the member's allocation, not the Netwealth brand.

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Keep June 2026 historical data under its original fund identity and link members to National Mutual Retirement Fund for current account context.

Do not offer Super Retirement Fund as a fund to join.

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THE SUPERGURU VIEW

Our take on Netwealth

Editorial assessment

Best researched when an advised or self-selected portfolio needs the investments and reporting functions the platform provides.

What deserves a closer look

  • Do not assume a zero platform investment-fee line means the underlying investments are free.
  • An SMSF service is a different product and responsibility structure.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Super Retirement Fund

Editorial assessment

The most useful job of this page is to connect an old statement to the current account. Check the receiving fund and product identifiers first. Then assess fees, investments and policy benefits using documents for the transferred section.

Who this profile is for

  • Former Super Retirement Fund members checking where their account moved.
  • Employers and family members resolving an old fund name or rejected contribution.

What deserves a closer look

  • The old fund remained on APRA's September register after member transfer; legal registration and operating account status are different.
  • Employers need the new product USI for contributions from 1 July 2026.
  • Historical costs should not be treated as a current quote for a transferred policy.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Netwealth and Super Retirement Fund

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Netwealth profile · Read the full Super Retirement Fund profile · Choose another comparison

Sources for Netwealth

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Compare super options
  2. Core investment range
  3. Super Accelerator PDS

Sources for Super Retirement Fund

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Resolution Life transfer details and product USI mapping
  2. Trustee confirmation of the completed transfer
  3. APRA registered entity list