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Netwealth vs REI Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Netwealth

Retail platform

Netwealth Super Accelerator is a platform for building and administering a selected investment portfolio. Core and Plus have different investment menus.

Membership

Check the product's application requirements and whether a financial adviser will manage the account.

REI Super

Industry fund

REI Super is built around real estate and property work, including the insurance needs of people paid by commission. Membership is open beyond that industry.

Membership

Anyone can join, including people outside real estate, subject to the product rules. Industry membership is not a requirement.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

APRA product data to 30 June 2026
MeasureChoose an investment optionRei Super MySuper
Return basisChoose an optionMySuper net return after administration costs, $50,000 representative member
3-year return, per yearChoose an option8.45%
5-year return, per yearChoose an option5.61%
7-year return, per yearChoose an option6.28%
10-year return, per yearChoose an option6.45%
APRA strategic growth allocationChoose an option73.25%
Reported total fees, net of tax, at $50,000Choose an option$480 a year (0.96%)
Administration and advice costs, net of tax (included in total)Choose an option$120 a year
2026 performance testChoose an optionPass
New-member status at reporting dateCheck the current product eligibility rulesCheck the current product eligibility rules

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Netwealth and REI Super: product features and conditions
What to compareNetwealthREI Super
Membership and access

Check the product's application requirements and whether a financial adviser will manage the account.

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Anyone can join, including people outside real estate, subject to the product rules. Industry membership is not a requirement.

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Accounts and products

Super Accelerator Core and Super Accelerator Plus, with pension account options.

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Superannuation, transition-to-retirement and pension accounts.

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Investment choices

Core has a narrower menu of funds, models and income investments. Plus has broader managed-fund and listed-investment access.

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Diversified and sector-specific investment options. Members can select their own investment mix.

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Insurance

Personal Super members can apply for group cover or eligible individual LifeWRAP policies, including death, TPD and income protection.

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Death, TPD and income protection are available, depending on age and employment status. The fund specifically describes insurance for commission-based salaries.

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Retirement income

Pension functionality is part of Super Accelerator; available investments and cash needs should be reviewed for the drawdown period.

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The default pension strategy combines Balanced and Cash and rebalances the allocation by age. The Cash allocation funds nearer-term income needs, while Balanced retains growth exposure.

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Advice and support

The platform supports a nominated financial adviser, with agreed advice fees separate from investment and platform costs.

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Members can access financial advice, including help with investment choice and retirement. Check the scope and cost of the service requested.

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Fee details to check

Include fixed and balance-based administration charges, underlying fund or model costs, trading costs and advice. A quoted Core administration percentage excludes additional fixed or minimum fees.

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Use the current schedule for super or pension and the chosen investment option. Compare any insurance quote using the same definition of commission income.

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Comparing investment performance

Performance belongs to the selected investments and the member's allocation, not the Netwealth brand.

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Super and pension performance are published separately. Compare current returns across a shared date range and similar exposure to growth assets.

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THE SUPERGURU VIEW

Our take on Netwealth

Editorial assessment

Best researched when an advised or self-selected portfolio needs the investments and reporting functions the platform provides.

What deserves a closer look

  • Do not assume a zero platform investment-fee line means the underlying investments are free.
  • An SMSF service is a different product and responsibility structure.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on REI Super

Editorial assessment

Worth investigating for real estate salespeople and property professionals whose earnings pattern makes an ordinary salary-based insurance comparison incomplete.

What deserves a closer look

  • Confirm exactly how the policy defines income and commissions.
  • Age-based pension rebalancing may not match an individual retiree's spending needs or other assets.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Netwealth and REI Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Netwealth profile · Read the full REI Super profile · Choose another comparison

Sources for Netwealth

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Compare super options
  2. Core investment range
  3. Super Accelerator PDS

Sources for REI Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Joining and insurance details
  2. Employer product features
  3. Pension investment options
  4. Pension default strategy