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Netwealth vs Platformplus Super Wrap

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Netwealth

Retail platform

Netwealth Super Accelerator is a platform for building and administering a selected investment portfolio. Core and Plus have different investment menus.

Membership

Check the product's application requirements and whether a financial adviser will manage the account.

Platformplus Super Wrap

Retail investment platform

Platformplus Super Wrap is an adviser-oriented account for managing a portfolio across super and pension.

Membership

Read the current PDS with your adviser to confirm access and the appropriate accumulation or pension arrangement.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Netwealth and Platformplus Super Wrap: product features and conditions
What to compareNetwealthPlatformplus Super Wrap
Membership and access

Check the product's application requirements and whether a financial adviser will manage the account.

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Read the current PDS with your adviser to confirm access and the appropriate accumulation or pension arrangement.

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Accounts and products

Super Accelerator Core and Super Accelerator Plus, with pension account options.

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Accumulation and pension portfolios.

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Investment choices

Core has a narrower menu of funds, models and income investments. Plus has broader managed-fund and listed-investment access.

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The menu spans managed funds, managed accounts, listed investments, ETFs, cash and term deposits. The approved menu sets limits and availability.

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Insurance

Personal Super members can apply for group cover or eligible individual LifeWRAP policies, including death, TPD and income protection.

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The available PDS states that Platformplus does not offer insurance. Existing cover elsewhere cannot be replaced through this account.

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Retirement income

Pension functionality is part of Super Accelerator; available investments and cash needs should be reviewed for the drawdown period.

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Pension accounts and regular contribution arrangements are described in the product's super and pension materials.

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Advice and support

The platform supports a nominated financial adviser, with agreed advice fees separate from investment and platform costs.

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Adviser remuneration is separately agreed and authorised. The trustee does not select a personal portfolio for every member.

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Fee details to check

Include fixed and balance-based administration charges, underlying fund or model costs, trading costs and advice. A quoted Core administration percentage excludes additional fixed or minimum fees.

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Add platform charges, underlying investment costs, cash margins, transactions and adviser fees. Use your expected holdings and balance for the estimate.

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Comparing investment performance

Performance belongs to the selected investments and the member's allocation, not the Netwealth brand.

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Assess the actual portfolio and total costs. WRAP Super's fund-level data also covers other divisions and does not identify a Platformplus member's result.

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THE SUPERGURU VIEW

Our take on Netwealth

Editorial assessment

Best researched when an advised or self-selected portfolio needs the investments and reporting functions the platform provides.

What deserves a closer look

  • Do not assume a zero platform investment-fee line means the underlying investments are free.
  • An SMSF service is a different product and responsibility structure.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Platformplus Super Wrap

Editorial assessment

An option for an advised investor who needs portfolio flexibility and consolidated reporting.

What deserves a closer look

  • Insurance needs a separate arrangement.
  • Shared legal-fund reporting must not be treated as identical pricing across Platformplus and IconiQ.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Netwealth and Platformplus Super Wrap

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Netwealth profile · Read the full Platformplus Super Wrap profile · Choose another comparison

Sources for Netwealth

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Compare super options
  2. Core investment range
  3. Super Accelerator PDS

Sources for Platformplus Super Wrap

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super and pension service
  2. Super Wrap product disclosure
  3. Current investment menu
  4. Fund name change