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Netwealth vs NTGPASS and NTSSS

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Netwealth

Retail platform

Netwealth Super Accelerator is a platform for building and administering a selected investment portfolio. Core and Plus have different investment menus.

Membership

Check the product's application requirements and whether a financial adviser will manage the account.

NTGPASS and NTSSS

Closed public sector schemes

NTGPASS and NTSSS are Northern Territory public sector benefit schemes for eligible earlier employees.

Membership

Entitlements depend on the employee's commencement date, employment category and service history.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Netwealth and NTGPASS and NTSSS: product features and conditions
What to compareNetwealthNTGPASS and NTSSS
Membership and access

Check the product's application requirements and whether a financial adviser will manage the account.

Sources123

Entitlements depend on the employee's commencement date, employment category and service history.

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Accounts and products

Super Accelerator Core and Super Accelerator Plus, with pension account options.

Sources123

NTGPASS ABN 67 738 128 022 and supplementary NTSSS ABN 15 570 931 519.

NTGPASS

NTSSS

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Investment choices

Core has a narrower menu of funds, models and income investments. Plus has broader managed-fund and listed-investment access.

Sources123

This detail has not been verified for this profile. Check the current product documents.

Insurance

Personal Super members can apply for group cover or eligible individual LifeWRAP policies, including death, TPD and income protection.

Sources123

This detail has not been verified for this profile. Check the current product documents.

Retirement income

Pension functionality is part of Super Accelerator; available investments and cash needs should be reviewed for the drawdown period.

Sources123

Scheme benefits are assessed when employment ceases, under the applicable benefit rules.

Sources1
Advice and support

The platform supports a nominated financial adviser, with agreed advice fees separate from investment and platform costs.

Sources123

This detail has not been verified for this profile. Check the current product documents.

Fee details to check

Include fixed and balance-based administration charges, underlying fund or model costs, trading costs and advice. A quoted Core administration percentage excludes additional fixed or minimum fees.

Sources123

This detail has not been verified for this profile. Check the current product documents.

Comparing investment performance

Performance belongs to the selected investments and the member's allocation, not the Netwealth brand.

Sources123

Do not present these closed defined benefits as generally available investment accounts.

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THE SUPERGURU VIEW

Our take on Netwealth

Editorial assessment

Best researched when an advised or self-selected portfolio needs the investments and reporting functions the platform provides.

What deserves a closer look

  • Do not assume a zero platform investment-fee line means the underlying investments are free.
  • An SMSF service is a different product and responsibility structure.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on NTGPASS and NTSSS

Editorial assessment

These names usually signal an existing entitlement to investigate, rather than a new fund choice. The employment record and exit reason should drive the assessment.

Who this profile is for

  • Existing or former Territory employees checking legacy benefits.

What deserves a closer look

  • Newer Territory employees generally choose a different accumulation fund.
  • Death and invalidity benefits contain service, age and other conditions.

Sources1

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Netwealth and NTGPASS and NTSSS

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Netwealth profile · Read the full NTGPASS and NTSSS profile · Choose another comparison

Sources for Netwealth

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Compare super options
  2. Core investment range
  3. Super Accelerator PDS

Sources for NTGPASS and NTSSS

Checked 2026-09-11. Documents and product terms can change after this date.

  1. NT Treasury NTGPASS and NTSSS rules and identifiers