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Mason Stevens Super vs Resource Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Mason Stevens Super

Retail investment platform

Mason Stevens Super provides an account for an adviser-selected investment portfolio, with super and pension administration in one service.

Membership

Access and portfolio arrangements are handled through an adviser. Review the super PDS rather than relying on the wider firm's investment-service material.

Resource Super

Retail fund brand

Resource Super concentrates on people working in Australia's resources sector, with employer-specific insurance arrangements.

Membership

People joining through an employer and people joining individually face different insurance processes.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Mason Stevens Super and Resource Super: product features and conditions
What to compareMason Stevens SuperResource Super
Membership and access

Access and portfolio arrangements are handled through an adviser. Review the super PDS rather than relying on the wider firm's investment-service material.

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People joining through an employer and people joining individually face different insurance processes.

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Accounts and products

Mason Stevens Super and pension.

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Resource Super employer and individual arrangements within Russell Investments Master Trust.

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Investment choices

The platform gives access to managed investments and portfolio services. The PDS includes a Foundation ETF Balanced example, but that example is not every member's portfolio.

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Use the investment menu in the current PDS and plan documents; the brand shares the Russell investment structure.

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Insurance

Ask the adviser to identify the available insurer, eligibility and terms in the current super disclosure before arranging or replacing cover.

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Eligible employer members can receive automatic cover once age and balance conditions are met. Individual joiners must apply and be accepted by the insurer. Limited-cover provisions can apply.

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Retirement income

Super and pension accounts have different cash requirements and payment needs.

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Check the retirement pathway and product available under the current plan.

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Advice and support

An adviser helps select and manage the portfolio. Adviser remuneration is additional to the platform's standard cost example.

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The fund can refer members for personal advice. Confirm the service and fee first.

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Fee details to check

Include account fees, administration, the cash margin, investment costs and adviser charges. The PDS's worked example uses $48,000 in a model and $2,000 in cash, which affects the result.

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The employer's Super Plan Booklet sets out the insurance and fees applicable to that plan. A corporate employee and a field worker can have different terms.

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Comparing investment performance

Assess the selected investments and actual cash allocation. A model's published return does not necessarily include all account and advice costs.

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Russell's combined APRA product label does not establish an individual employer plan's net member outcome.

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THE SUPERGURU VIEW

Our take on Mason Stevens Super

Editorial assessment

A candidate for an advised member who needs portfolio services and can explain what they add to a simpler diversified option.

What deserves a closer look

  • Super normally needs the greater of $2,000 or 2% in cash, capped at $15,000; pension requirements are higher.
  • Trading, cash and advice costs can materially change the total.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Resource Super

Editorial assessment

Particularly relevant for mining and resources workers comparing cover for their occupation.

What deserves a closer look

  • Check waiting periods, income definitions and limited-cover terms in the actual employer booklet.
  • The Russell, Resource and Nationwide brands should not be counted as separate legal funds.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Mason Stevens Super and Resource Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Mason Stevens Super profile · Read the full Resource Super profile · Choose another comparison

Sources for Mason Stevens Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super product disclosure
  2. Additional information
  3. Cash requirements

Sources for Resource Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. About Resource Super
  2. Insurance FAQs
  3. 2026 employer plan example