superguru
MenuClose menu

IconiQ Super Wrap vs Spaceship Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

IconiQ Super Wrap

Retail investment platform

IconiQ Super Wrap is an advised portfolio account with accumulation, transition-to-retirement and retirement pension arrangements.

Membership

An adviser relationship is normally required to join; losing that relationship restricts some account features.

Spaceship Super

Retail fund brand

Spaceship Super is an app-based super product with several investment options. It is separate from the Spaceship Voyager investment portfolios outside super.

Membership

Public joining is available under the super PDS.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

IconiQ Super Wrap and Spaceship Super: product features and conditions
What to compareIconiQ Super WrapSpaceship Super
Membership and access

An adviser relationship is normally required to join; losing that relationship restricts some account features.

Sources1234

Public joining is available under the super PDS.

Sources123
Accounts and products

Accumulation, Transition to Retirement Pension and Retirement Pension portfolios.

Sources1234

Spaceship Super accumulation.

Sources123
Investment choices

The menu includes managed funds, listed investments, managed accounts, cash and term deposits. Its SMA service provides access to managed portfolios.

Sources1234

Four current options are GrowthX, Global Index, Balanced and Moderate. The notice dated 5 June 2026 changes three options from 7 July 2026; Global Index is unchanged.

Sources123
Insurance

No insurance cover is offered within the division.

Sources1234

Insurance costs depend on factors including age, cover, sex at birth and occupation rating.

Sources123
Retirement income

Both transition-to-retirement and retirement pension accounts are available under the super PDS.

Sources1234

The reviewed product pages do not establish a dedicated pension account. Confirm the retirement-income pathway.

Sources123
Advice and support

The adviser helps set and maintain the portfolio. Their advice fee and responsibilities are separate from the platform service.

Sources1234

The app and support team provide account information. Confirm any personal advice arrangement separately.

Sources123
Fee details to check

Include administration, underlying investments, transactions, advice and the cash administration fee. The product cost example excludes some costs of accessible investments.

Sources1234

Use the current super fee table and the notice dated 5 June 2026, effective 7 July 2026. Voyager pricing applies to a different product.

Sources123
Comparing investment performance

Judge the chosen holdings and cash allocation. Platform reporting is useful for monitoring a portfolio but is not a fund-wide investment strategy.

Sources1234

Compare the selected super option over matching dates. Voyager's performance is not Spaceship Super performance.

Sources123

THE SUPERGURU VIEW

Our take on IconiQ Super Wrap

Editorial assessment

May suit an advised household that can use the portfolio and aggregation features.

What deserves a closer look

  • Insurance must be arranged separately.
  • Read the supplementary PDS for revised cash-management rules; automatic sales can occur when cash falls below requirements.

Sources1234

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Spaceship Super

Editorial assessment

Relevant for people who want a digital service and are comfortable assessing its investment strategy and costs.

What deserves a closer look

  • Product names within the same app can refer to entirely different investments.
  • Older fee screenshots may predate the changes effective 7 July 2026.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between IconiQ Super Wrap and Spaceship Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full IconiQ Super Wrap profile · Read the full Spaceship Super profile · Choose another comparison

Sources for IconiQ Super Wrap

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Current super disclosure library
  2. Super Wrap PDS
  3. Platform features
  4. Managed portfolios

Sources for Spaceship Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Spaceship Super
  2. Current fees explanation
  3. July 2026 changes announced in June