Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Retail investment platform
Super Simplifier is an adviser-access super and pension account with direct investments and no MySuper default.
The PDS requires an authorised financial adviser to be nominated on the application.
Retail platform
HUB24 Super is an adviser platform with Discover, Core and Choice menus. The reason to consider it is the portfolio and administration functionality that a particular member needs.
The product is offered through an advice relationship; the current PDS and target market determination set the application rules.
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
| What to compare | DASH Super Simplifier | HUB24 |
|---|---|---|
| Membership and access | The PDS requires an authorised financial adviser to be nominated on the application. Sources12 | The product is offered through an advice relationship; the current PDS and target market determination set the application rules. Sources123 |
| Accounts and products | Personal Super, Transition to Retirement Pension and Standard Account-Based Pension. Sources12 | HUB24 Super with menu and account variants. Sources123 |
| Investment choices | The menu includes ASX300 securities, ETFs, managed funds and term deposits. Eligible investments can be transferred in or out without selling, subject to the product's rules. Sources12 | Discover provides a streamlined managed-portfolio selection. Core and Choice offer other levels of investment breadth. Sources123 |
| Insurance | Eligible personal super members can apply for life and terminal illness, total and permanent disablement, and income protection cover through MetLife. Sources12 | A separate HUB24 Super Insurance Guide sets out available cover and conditions. Sources123 |
| Retirement income | Account-based and transition-to-retirement pensions are available, with payment limits appropriate to each account. Sources12 | The cash account processes pension payments as well as investment trades and fees. Retirement features depend on the selected account. Sources123 |
| Advice and support | The authorised adviser helps build the investment strategy and can give instructions for the account. Sources12 | Advisers use the platform to construct and manage client portfolios. Advice fees need to be included in any total-cost assessment. Sources123 |
| Fee details to check | Include platform fees, underlying investments, trading, cash-account margin and adviser charges. Check the cash interest calculation in the current disclosure. Sources12 | Calculate costs using the selected menu, balance and investments. Add adviser and managed-portfolio fees, plus transaction and underlying investment costs. Sources123 |
| Comparing investment performance | Returns depend on the chosen portfolio and cash holding. There is no MySuper option to use as a universal benchmark. Sources12 | A HUB24 account does not have one standard return. Compare a specific proposed portfolio and its complete fees. Sources123 |
THE SUPERGURU VIEW
For members who want an adviser to implement a specific portfolio inside super.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
A relevant comparison for someone paying for ongoing advice who will use the platform's portfolio features.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full DASH Super Simplifier profile · Read the full HUB24 profile · Choose another comparison
Checked 2026-09-11. Documents and product terms can change after this date.
Checked 2026-09-11. Documents and product terms can change after this date.