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HUB24 vs Netwealth

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

HUB24

Retail platform

HUB24 Super is an adviser platform with Discover, Core and Choice menus. The reason to consider it is the portfolio and administration functionality that a particular member needs.

Membership

The product is offered through an advice relationship; the current PDS and target market determination set the application rules.

Netwealth

Retail platform

Netwealth Super Accelerator is a platform for building and administering a selected investment portfolio. Core and Plus have different investment menus.

Membership

Check the product's application requirements and whether a financial adviser will manage the account.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

HUB24 and Netwealth: product features and conditions
What to compareHUB24Netwealth
Membership and access

The product is offered through an advice relationship; the current PDS and target market determination set the application rules.

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Check the product's application requirements and whether a financial adviser will manage the account.

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Accounts and products

HUB24 Super with menu and account variants.

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Super Accelerator Core and Super Accelerator Plus, with pension account options.

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Investment choices

Discover provides a streamlined managed-portfolio selection. Core and Choice offer other levels of investment breadth.

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Core has a narrower menu of funds, models and income investments. Plus has broader managed-fund and listed-investment access.

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Insurance

A separate HUB24 Super Insurance Guide sets out available cover and conditions.

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Personal Super members can apply for group cover or eligible individual LifeWRAP policies, including death, TPD and income protection.

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Retirement income

The cash account processes pension payments as well as investment trades and fees. Retirement features depend on the selected account.

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Pension functionality is part of Super Accelerator; available investments and cash needs should be reviewed for the drawdown period.

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Advice and support

Advisers use the platform to construct and manage client portfolios. Advice fees need to be included in any total-cost assessment.

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The platform supports a nominated financial adviser, with agreed advice fees separate from investment and platform costs.

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Fee details to check

Calculate costs using the selected menu, balance and investments. Add adviser and managed-portfolio fees, plus transaction and underlying investment costs.

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Include fixed and balance-based administration charges, underlying fund or model costs, trading costs and advice. A quoted Core administration percentage excludes additional fixed or minimum fees.

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Comparing investment performance

A HUB24 account does not have one standard return. Compare a specific proposed portfolio and its complete fees.

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Performance belongs to the selected investments and the member's allocation, not the Netwealth brand.

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THE SUPERGURU VIEW

Our take on HUB24

Editorial assessment

A relevant comparison for someone paying for ongoing advice who will use the platform's portfolio features.

What deserves a closer look

  • The platform's flexibility is only useful if the extra investments or administration functions are needed.
  • An adviser-selected model can carry costs beyond the headline platform fee.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Netwealth

Editorial assessment

Best researched when an advised or self-selected portfolio needs the investments and reporting functions the platform provides.

What deserves a closer look

  • Do not assume a zero platform investment-fee line means the underlying investments are free.
  • An SMSF service is a different product and responsibility structure.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between HUB24 and Netwealth

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full HUB24 profile · Read the full Netwealth profile · Choose another comparison

Sources for HUB24

Checked 2026-09-11. Documents and product terms can change after this date.

  1. HUB24 Super
  2. Investment menus
  3. Super disclosure documents

Sources for Netwealth

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Compare super options
  2. Core investment range
  3. Super Accelerator PDS