Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Restricted public sector fund
GESB administers several Western Australian public sector schemes, so the account name is essential to a useful comparison.
GESB Super is available to current WA public sector employees and qualifying continuing members after moving into private employment. West State and Gold State are closed to new members.
Retail fund
Perpetual Select offers a focused menu of diversified and single-sector investments for super and retirement.
Personal super is offered to employees and self-employed people. The published minimum initial investment is $3,000, with separate arrangements for a savings plan.
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
| What to compare | GESB | Perpetual Select |
|---|---|---|
| Membership and access | GESB Super is available to current WA public sector employees and qualifying continuing members after moving into private employment. West State and Gold State are closed to new members. Sources123 | Personal super is offered to employees and self-employed people. The published minimum initial investment is $3,000, with separate arrangements for a savings plan. Sources123 |
| Accounts and products | GESB Super accumulation. West State Super, Gold State Super and retirement accounts have different structures and identifiers. GESB Super West State Super Gold State Super Retirement Income Pension Sources123 | Select Super Plan and Pension Plan; older term allocated pension accounts have separate restrictions. Sources123 |
| Investment choices | Choose and compare options within the relevant account. A common administrator does not make the schemes interchangeable. Sources123 | The menu covers diversified, Australian-share, international-share and cash choices. The Diversified and High Growth super options closed on 23 April 2026. Sources123 |
| Comparing investment performance | GESB is a state government scheme outside the APRA RSE fund register; absence from that register does not mean it is not a legitimate fund. Sources123 | Check the option's current underlying fund and investment arrangements before treating a long historical return as an unchanged strategy. Sources123 |
| Insurance | This detail has not been verified for this profile. Check the current product documents. | Optional death, disability and salary-continuance cover is available under the insurance disclosure. Sources123 |
| Retirement income | This detail has not been verified for this profile. Check the current product documents. | Account-based and transition-to-retirement pension arrangements are available; the term allocated pension is closed to new investors. Sources123 |
| Advice and support | This detail has not been verified for this profile. Check the current product documents. | Members can select options themselves or seek advice. A manager's diversified option still needs to match the member's risk tolerance. Sources123 |
| Fee details to check | This detail has not been verified for this profile. Check the current product documents. | Read the June 2026 PDS with the additional fees-and-costs information. Investment charges, spreads, administration, insurance and advice may all apply. Sources123 |
THE SUPERGURU VIEW
Identify the scheme before doing any fee or return comparison. For someone holding West State or Gold State, the first issue is the value and tax treatment of existing rights, not the convenience of combining accounts.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
May suit someone who wants managed diversification or selected sector exposure from the Select range.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full GESB profile · Read the full Perpetual Select profile · Choose another comparison
Checked 2026-09-11. Documents and product terms can change after this date.
Checked 2026-09-11. Documents and product terms can change after this date.