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Cruelty Free Super vs legalsuper

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Cruelty Free Super

Retail fund brand

Cruelty Free Super gives animal-welfare concerns a central role in its ethical approach. It replaced its single Growth option with three choices in 2024.

Membership

Public membership is available under the current product documents.

legalsuper

Industry fund

legalsuper is aimed at the legal profession and gives members both managed investment options and a direct investment facility.

Membership

Check current employer-sponsored and personal membership terms. The account category matters when comparing fees and insurance.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

APRA product data to 30 June 2026
MeasureChoose an investment optionMySuper
Return basisChoose an optionMySuper net return after administration costs, $50,000 representative member
3-year return, per yearChoose an option10.11%
5-year return, per yearChoose an option7.32%
7-year return, per yearChoose an option7.53%
10-year return, per yearChoose an option7.90%
APRA strategic growth allocationChoose an option77.72%
Reported total fees, net of tax, at $50,000Choose an option$470 a year (0.94%)
Administration and advice costs, net of tax (included in total)Choose an option$190 a year
2026 performance testChoose an optionPass
New-member status at reporting dateCheck the current product eligibility rulesCheck the current product eligibility rules

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Cruelty Free Super and legalsuper: product features and conditions
What to compareCruelty Free Superlegalsuper
Membership and access

Public membership is available under the current product documents.

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Check current employer-sponsored and personal membership terms. The account category matters when comparing fees and insurance.

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Accounts and products

Cruelty Free Super accumulation.

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Superannuation, pension and transition-to-retirement pension.

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Investment choices

The current choices are Cruelty Free Australian Shares, Cruelty Free International Shares and Cash. Members select their own mix; these are not three diversified balanced portfolios.

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Members can choose managed options. Eligible accounts can also use the Direct Investment Option for ASX300 shares, selected ETFs, listed investment companies and term deposits.

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Insurance

AIA provides insurance. The FAQ says a transfer of existing insurance generally needs to be completed within 30 days of leaving the other fund.

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The fund has insurance options for its membership. Compare the actual policy and occupation category, rather than treating a legal-industry label or award as proof of value.

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Retirement income

The reviewed FAQ explains retirement withdrawals but does not establish a dedicated pension product. Check the income-stream pathway before retirement.

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Pension members have a managed menu and can access direct investment subject to its rules. Transition-to-retirement pension members cannot use the Direct Investment Option.

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Advice and support

Member services provide product support; personal advice needs a qualified adviser.

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The fund provides member information and support. Personal financial advice should have a clear scope and agreed fee; only eligible super-related advice fees may be paid from the account.

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Fee details to check

Use the current PDS and reference guide for the chosen option, including administration, investment and insurance costs.

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Direct investing adds its own administration and other costs to the ordinary product schedule. Include these when comparing it with a pooled option or another direct-share facility.

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Comparing investment performance

Read option inception and change dates; the pre-2024 single-option record is not the same record as every current option.

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A member who holds direct securities has a personal portfolio return. It is not meaningful to assign the MySuper return to that portfolio.

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THE SUPERGURU VIEW

Our take on Cruelty Free Super

Editorial assessment

A candidate for people whose animal-welfare requirements are not met by a mainstream fund's screening policy.

What deserves a closer look

  • Ethical screens apply to the share options, not the Cash option. A shares-only allocation has different risk from a diversified balanced fund.
  • Confirm insurance-transfer acceptance before closing existing cover.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on legalsuper

Editorial assessment

Worth examining for legal professionals or eligible members who want more investment control and will use the direct menu.

What deserves a closer look

  • The direct facility is unavailable in transition-to-retirement pensions.
  • A broad investment menu does not remove the need to manage concentration, cash and trading costs.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Cruelty Free Super and legalsuper

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Cruelty Free Super profile · Read the full legalsuper profile · Choose another comparison

Sources for Cruelty Free Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Current product and trustee
  2. FAQs and insurance
  3. Current investment choices and screening scope

Sources for legalsuper

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Investment options
  2. Fees and direct-investment restrictions
  3. Member outcomes and direct investments
  4. legalsuper