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Catholic Super vs Mason Stevens Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Catholic Super

Industry fund brand

Catholic Super remains a separate brand within Equip Super. Its background in Catholic education and healthcare is useful context, but the name alone does not tell you the investment screens or product terms.

Membership

Check the current joining and employer criteria. The brand serves its established community as well as members whose circumstances fit the product.

Mason Stevens Super

Retail investment platform

Mason Stevens Super provides an account for an adviser-selected investment portfolio, with super and pension administration in one service.

Membership

Access and portfolio arrangements are handled through an adviser. Review the super PDS rather than relying on the wider firm's investment-service material.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Catholic Super and Mason Stevens Super: product features and conditions
What to compareCatholic SuperMason Stevens Super
Membership and access

Check the current joining and employer criteria. The brand serves its established community as well as members whose circumstances fit the product.

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Access and portfolio arrangements are handled through an adviser. Review the super PDS rather than relying on the wider firm's investment-service material.

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Accounts and products

Superannuation, transition-to-retirement income and retirement income.

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Mason Stevens Super and pension.

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Investment choices

Diversified and sector-specific choices. The default is MySuper for super accounts, Capital Stable for transition-to-retirement accounts and MyPension for retirement income accounts.

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The platform gives access to managed investments and portfolio services. The PDS includes a Foundation ETF Balanced example, but that example is not every member's portfolio.

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Insurance

Read the current Catholic Super insurance documents for the relevant employer or personal arrangement.

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Ask the adviser to identify the available insurer, eligibility and terms in the current super disclosure before arranging or replacing cover.

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Retirement income

MyPension invests across Cash, Capital Stable and Growth. This is an investment allocation strategy, with market risk, rather than a promise to pay income for life.

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Super and pension accounts have different cash requirements and payment needs.

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Advice and support

Financial planning is available through Togethr Financial Planning. Confirm the work covered and the agreed charge before requesting a personal plan.

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An adviser helps select and manage the portfolio. Adviser remuneration is additional to the platform's standard cost example.

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Fee details to check

Compare the current Catholic Super product disclosure with the same product phase elsewhere. Shared investment infrastructure with Equip does not justify guessing that every member fee and insurance term is identical.

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Include account fees, administration, the cash margin, investment costs and adviser charges. The PDS's worked example uses $48,000 in a model and $2,000 in cash, which affects the result.

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Comparing investment performance

Use the current aligned investment menu and its predecessor notes. Compare individual options with similar asset mixes.

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Assess the selected investments and actual cash allocation. A model's published return does not necessarily include all account and advice costs.

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THE SUPERGURU VIEW

Our take on Catholic Super

Editorial assessment

A useful candidate for people who value its workplace relationships or want the retirement services offered through the brand.

What deserves a closer look

  • Do not confuse Catholic Super with Australian Catholic Super or assume a religious investment exclusion without reading the policy.
  • Comparing it with Equip is largely a comparison of brand and product arrangements within one legal fund.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Mason Stevens Super

Editorial assessment

A candidate for an advised member who needs portfolio services and can explain what they add to a simpler diversified option.

What deserves a closer look

  • Super normally needs the greater of $2,000 or 2% in cash, capped at $15,000; pension requirements are higher.
  • Trading, cash and advice costs can materially change the total.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Catholic Super and Mason Stevens Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Catholic Super profile · Read the full Mason Stevens Super profile · Choose another comparison

Sources for Catholic Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Catholic Super investment options
  2. Equip history
  3. Retirement income PDS
  4. Catholic Super advice and fund disclosure

Sources for Mason Stevens Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super product disclosure
  2. Additional information
  3. Cash requirements