Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Industry fund brand
Catholic Super remains a separate brand within Equip Super. Its background in Catholic education and healthcare is useful context, but the name alone does not tell you the investment screens or product terms.
Check the current joining and employer criteria. The brand serves its established community as well as members whose circumstances fit the product.
Retail fund brand
Living Super combines diversified investment options with a facility for listed investments, and lets ING customers see super alongside their banking.
Online applications are available to Australian residents aged 13 or over, subject to the product's terms.
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
| What to compare | Catholic Super | ING Living Super |
|---|---|---|
| Membership and access | Check the current joining and employer criteria. The brand serves its established community as well as members whose circumstances fit the product. Sources1234 | Online applications are available to Australian residents aged 13 or over, subject to the product's terms. Sources123 |
| Accounts and products | Superannuation, transition-to-retirement income and retirement income. Sources1234 | Living Super accumulation and retirement accounts. Sources123 |
| Investment choices | Diversified and sector-specific choices. The default is MySuper for super accounts, Capital Stable for transition-to-retirement accounts and MyPension for retirement income accounts. Sources1234 | Five diversified managed options span conservative to high-growth allocations. Listed investment access includes approved ETFs, shares and listed investment companies. Sources123 |
| Insurance | Read the current Catholic Super insurance documents for the relevant employer or personal arrangement. Sources1234 | Check the Product Guide for cover availability, commencement and premiums; bank insurance products are separate from super insurance. Sources123 |
| Retirement income | MyPension invests across Cash, Capital Stable and Growth. This is an investment allocation strategy, with market risk, rather than a promise to pay income for life. Sources1234 | Pension arrangements are available under the Living Super disclosure. Sources123 |
| Advice and support | Financial planning is available through Togethr Financial Planning. Confirm the work covered and the agreed charge before requesting a personal plan. Sources1234 | Members can apply directly or speak with a financial adviser. Online access is an administration feature, not personal investment advice. Sources123 |
| Fee details to check | Compare the current Catholic Super product disclosure with the same product phase elsewhere. Shared investment infrastructure with Equip does not justify guessing that every member fee and insurance term is identical. Sources1234 | Use the PDS and Product Guide for the chosen managed option or direct-investment arrangement. Brokerage, insurance and transaction costs need separate attention. Sources123 |
| Comparing investment performance | Use the current aligned investment menu and its predecessor notes. Compare individual options with similar asset mixes. Sources1234 | Option names do not establish equivalent risk. Living Super Growth's current published allocation is 75% growth assets, so compare its actual mix rather than the label alone. Sources123 |
THE SUPERGURU VIEW
A useful candidate for people who value its workplace relationships or want the retirement services offered through the brand.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
Worth comparing for someone who wants ING account visibility or listed investments without administering an SMSF.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full Catholic Super profile · Read the full ING Living Super profile · Choose another comparison
Checked 2026-09-11. Documents and product terms can change after this date.
Checked 2026-09-11. Documents and product terms can change after this date.