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AMP Super vs Media Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

AMP Super

Retail fund

AMP Super combines SignatureSuper's age-based MySuper options with investment choice, digital advice and retirement products. Its Lifetime Boost feature needs more explanation than a simple benefits tick.

Membership

Check the SignatureSuper PDS and any employer plan's terms. Restricted employer MySuper arrangements should not be treated as the same product as the standard SignatureSuper MySuper offer.

Media Super

Industry fund brand

Media Super remains the super brand for print, media, entertainment, arts and other creative industries within Cbus.

Membership

The brand serves its creative-industry community and eligible members under its current products.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

AMP Super and Media Super: product features and conditions
What to compareAMP SuperMedia Super
Membership and access

Check the SignatureSuper PDS and any employer plan's terms. Restricted employer MySuper arrangements should not be treated as the same product as the standard SignatureSuper MySuper offer.

Sources3

The brand serves its creative-industry community and eligible members under its current products.

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Accounts and products

SignatureSuper in AMP Super Fund. MyNorth is a separate platform and legal super fund.

SignatureSuper

AMP MySuper Lifestages

AMP Flexible Retirement Income

AMP Lifetime Retirement Income

Sources6

Media Super branded super and retirement products issued within Cbus.

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Investment choices

AMP MySuper Lifestages

AMP's MySuper strategy allocates members by date of birth and gradually changes the growth and defensive mix. SignatureSuper also offers investment choice, including index-style, multi-manager and single-manager approaches, subject to the current menu.

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Use the current Media Super investment menu. Historic Media Super options are not independent portfolios that remain available alongside Cbus after the merger.

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Insurance

Use the insurance guide for your SignatureSuper membership or employer plan. Insurance fees depend on the cover held; the presence of an AMP account does not establish the level of cover or that an application would be accepted.

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Insurance terms are product-specific. Creative workers with contract, freelance or irregular work should read the income and employment definitions in their own guide.

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Retirement income

AMP offers a flexible allocated-pension product and a separate Lifetime Retirement Income product. Lifetime Boost in accumulation only produces its intended retirement benefit if the member later takes the AMP lifetime-income product. It is not an immediate cash bonus paid into the account.

Sources56

Check the current Media Super retirement product documents and default strategy. Compare retirement returns with retirement returns.

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Advice and support

Eligible AMP Super members can access Digital Financial Advice through My AMP at no extra fee. It has an eligibility and service scope; more complex planning should be compared separately from the digital service.

Sources4

The current site provides advice resources and member assistance. A personal plan needs an explicit scope and fee check.

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Fee details to check

Identify the product, selected option and employer arrangement before comparing charges. Costs can include administration, investment and transaction costs, insurance and personal advice. North's menu-based fees should not be substituted for SignatureSuper's charges.

Sources3

Use the post-merger Media Super schedule. Its published merger explanation describes investment fee savings but does not mean every historical fee applies today.

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Comparing investment performance

MySuper Lifestage returns belong to birth cohorts and their changing investment mix. Compare the same cohort or age and common end date. An option's short-term return is not evidence that every SignatureSuper member received the same result.

Keep AMP Super and MyNorth separate.

Explain the MySuper-to-Choice change and conditional nature of Lifetime Boost before presenting it as a benefit.

Sources1

Read the pre- and post-merger history note before comparing a long-run Media Super return. Show when an investment strategy changed.

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THE SUPERGURU VIEW

Our take on AMP Super

Editorial assessment

AMP has a more involved retirement proposition than a simple accumulation account. That may interest someone planning how super and the Age Pension could work together, but the value rests on the conditions and the eventual retirement product. The Lifetime label needs careful reading before it becomes a reason to choose the fund.

Who might put it on their shortlist

  • People who want an age-based super strategy and access to digital advice.
  • Members examining their employer's SignatureSuper terms.
  • People willing to investigate a lifetime-income product as part of retirement planning.

What deserves a closer look

  • Activating Lifetime Boost permanently changes the account from MySuper to Choice. AMP notes that MySuper has additional legal protections, even though activation itself does not change current fees, insurance or investments.
  • Lifetime Boost's benefit is only realised if the member takes the relevant AMP Lifetime Retirement Income product.
  • Eligibility excludes certain ages and account circumstances, including defined-benefit and TTR arrangements.
  • Compare the lifetime-income product's access, payment and beneficiary rules with an ordinary allocated pension.

Sources5

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Media Super

Editorial assessment

A useful comparison for people in creative industries who value that industry connection and want to check the actual insurance and investment terms.

What deserves a closer look

  • Media Super and Cbus share a legal fund, so do not portray their comparison as two independent trustees.
  • Do not carry a pre-April 2022 option or fee into a current comparison.

Sources1234

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between AMP Super and Media Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full AMP Super profile · Read the full Media Super profile · Choose another comparison

Sources for AMP Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. AMP MySuper lifecycle approach
  2. SignatureSuper investment guide
  3. SignatureSuper member guide
  4. AMP digital advice and product identity
  5. AMP Lifetime Boost eligibility and conditions
  6. Retiring with AMP Super PDS

Sources for Media Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Media Super
  2. Investment changes after merger
  3. Cbus merger and brand background
  4. Annual reports