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AMG Personal Super and Pension vs Team Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

AMG Personal Super and Pension

Legacy retail fund product

AMG Personal Super and Pension is closed to new members. Existing members continue to have a separate product within the AMG Super legal fund.

Membership

The current Acclaim disclosure library explicitly labels AMG Personal Super and Pension as closed to new members.

Team Super

Industry fund

Team Super is the fund formed from Mine Super and TWUSUPER. Its specialist focus is transport, energy and mining.

Membership

The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

AMG Personal Super and Pension and Team Super: product features and conditions
What to compareAMG Personal Super and PensionTeam Super
Membership and access

The current Acclaim disclosure library explicitly labels AMG Personal Super and Pension as closed to new members.

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The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

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Accounts and products

Legacy AMG Personal Super and Pension.

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Superannuation, pre-retirement pension and account-based pension.

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Investment choices

The disclosed investment service includes listed securities, term deposits and cash arrangements. Existing members should check their own current menu before placing an instruction.

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Pre-mixed and single-asset options let members build their own mix. Pension and super defaults follow the rules for their particular account, rather than a single default being suitable for every member.

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Insurance

Occupation-rating and insurance application documents remain in the disclosure library. Existing cover depends on the member's product and policy terms.

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Insurance divisions reflect the industries the fund serves. The merger included premium and definition changes, so a pre-merger quote is not enough to compare current cover.

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Retirement income

Pension documents remain available for existing members. A legacy pension's rules should be checked before changing accounts.

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Both pre-retirement and account-based pensions are available, with their own investment and fee disclosures.

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Advice and support

An adviser can review whether the existing account still serves the member's portfolio and retirement needs; product closure alone does not establish that switching is better.

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Team offers a complimentary initial appointment. Advice on how the account is invested is available at no extra cost; other personal advice has separate fees.

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Fee details to check

Read AMG Personal's PDS with the July 2026 product and administrator updates. Use its own costs, not Acclaim Core's managed-option pricing.

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The merger page advertises a fixed super administration charge of 75 cents a week. Add any percentage administration charge, investment costs, transaction costs and insurance from the current super PDS. Pension fees use a different schedule.

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Comparing investment performance

Returns depend on the investments held. Historical AMG MySuper returns should not be presented as the performance of every AMG Personal account.

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Read the option history carefully around the merger and any strategy changes. A long record can include a predecessor portfolio and is not automatically the record of every former TWUSUPER option.

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THE SUPERGURU VIEW

Our take on AMG Personal Super and Pension

Editorial assessment

Relevant to existing members comparing their current arrangement with available alternatives.

What deserves a closer look

  • Closed to new members does not mean all existing accounts have transferred.
  • AMG Super's shared ABN also covers other products with different fees and investment arrangements.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Team Super

Editorial assessment

A relevant comparison for workers whose occupation makes insurance definitions, exclusions and claims support especially important.

What deserves a closer look

  • Compare the insurance division that would cover your actual job.
  • The fixed weekly fee is only one part of total cost; it should not be used as a total-fee headline.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between AMG Personal Super and Pension and Team Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full AMG Personal Super and Pension profile · Read the full Team Super profile · Choose another comparison

Sources for AMG Personal Super and Pension

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Current product documents and closure status
  2. Investment arrangements
  3. July 2026 product updates
  4. Brand and legal fund history

Sources for Team Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Completed merger
  2. Investment options
  3. Financial advice
  4. Significant event notices
  5. Pension fees