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AMG Personal Super and Pension vs Resource Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

AMG Personal Super and Pension

Legacy retail fund product

AMG Personal Super and Pension is closed to new members. Existing members continue to have a separate product within the AMG Super legal fund.

Membership

The current Acclaim disclosure library explicitly labels AMG Personal Super and Pension as closed to new members.

Resource Super

Retail fund brand

Resource Super concentrates on people working in Australia's resources sector, with employer-specific insurance arrangements.

Membership

People joining through an employer and people joining individually face different insurance processes.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

AMG Personal Super and Pension and Resource Super: product features and conditions
What to compareAMG Personal Super and PensionResource Super
Membership and access

The current Acclaim disclosure library explicitly labels AMG Personal Super and Pension as closed to new members.

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People joining through an employer and people joining individually face different insurance processes.

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Accounts and products

Legacy AMG Personal Super and Pension.

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Resource Super employer and individual arrangements within Russell Investments Master Trust.

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Investment choices

The disclosed investment service includes listed securities, term deposits and cash arrangements. Existing members should check their own current menu before placing an instruction.

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Use the investment menu in the current PDS and plan documents; the brand shares the Russell investment structure.

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Insurance

Occupation-rating and insurance application documents remain in the disclosure library. Existing cover depends on the member's product and policy terms.

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Eligible employer members can receive automatic cover once age and balance conditions are met. Individual joiners must apply and be accepted by the insurer. Limited-cover provisions can apply.

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Retirement income

Pension documents remain available for existing members. A legacy pension's rules should be checked before changing accounts.

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Check the retirement pathway and product available under the current plan.

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Advice and support

An adviser can review whether the existing account still serves the member's portfolio and retirement needs; product closure alone does not establish that switching is better.

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The fund can refer members for personal advice. Confirm the service and fee first.

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Fee details to check

Read AMG Personal's PDS with the July 2026 product and administrator updates. Use its own costs, not Acclaim Core's managed-option pricing.

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The employer's Super Plan Booklet sets out the insurance and fees applicable to that plan. A corporate employee and a field worker can have different terms.

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Comparing investment performance

Returns depend on the investments held. Historical AMG MySuper returns should not be presented as the performance of every AMG Personal account.

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Russell's combined APRA product label does not establish an individual employer plan's net member outcome.

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THE SUPERGURU VIEW

Our take on AMG Personal Super and Pension

Editorial assessment

Relevant to existing members comparing their current arrangement with available alternatives.

What deserves a closer look

  • Closed to new members does not mean all existing accounts have transferred.
  • AMG Super's shared ABN also covers other products with different fees and investment arrangements.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Resource Super

Editorial assessment

Particularly relevant for mining and resources workers comparing cover for their occupation.

What deserves a closer look

  • Check waiting periods, income definitions and limited-cover terms in the actual employer booklet.
  • The Russell, Resource and Nationwide brands should not be counted as separate legal funds.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between AMG Personal Super and Pension and Resource Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full AMG Personal Super and Pension profile · Read the full Resource Super profile · Choose another comparison

Sources for AMG Personal Super and Pension

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Current product documents and closure status
  2. Investment arrangements
  3. July 2026 product updates
  4. Brand and legal fund history

Sources for Resource Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. About Resource Super
  2. Insurance FAQs
  3. 2026 employer plan example