NTGPASS and NTSSS are Northern Territory public sector benefit schemes for eligible earlier employees.
Membership
Entitlements depend on the employee's commencement date, employment category and service history.
Compare fees and investment returns
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
How the products differ
AMG Personal Super and Pension and NTGPASS and NTSSS: product features and conditions
What to compare
AMG Personal Super and Pension
NTGPASS and NTSSS
Membership and access
The current Acclaim disclosure library explicitly labels AMG Personal Super and Pension as closed to new members.
The disclosed investment service includes listed securities, term deposits and cash arrangements. Existing members should check their own current menu before placing an instruction.
This detail has not been verified for this profile. Check the current product documents.
Insurance
Occupation-rating and insurance application documents remain in the disclosure library. Existing cover depends on the member's product and policy terms.
An adviser can review whether the existing account still serves the member's portfolio and retirement needs; product closure alone does not establish that switching is better.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
Our take on NTGPASS and NTSSS
Editorial assessment
These names usually signal an existing entitlement to investigate, rather than a new fund choice. The employment record and exit reason should drive the assessment.
Who this profile is for
Existing or former Territory employees checking legacy benefits.
What deserves a closer look
Newer Territory employees generally choose a different accumulation fund.
Death and invalidity benefits contain service, age and other conditions.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Before choosing between AMG Personal Super and Pension and NTGPASS and NTSSS
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.