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AMG Personal Super and Pension vs Hejaz Islamic Super and Pension

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

AMG Personal Super and Pension

Legacy retail fund product

AMG Personal Super and Pension is closed to new members. Existing members continue to have a separate product within the AMG Super legal fund.

Membership

The current Acclaim disclosure library explicitly labels AMG Personal Super and Pension as closed to new members.

Hejaz Islamic Super and Pension

Closing retail fund product

Hejaz announced in August 2026 that its super and pension product is closing. Rollovers and redemptions are delayed while underlying investment unit prices are finalised.

Membership

This profile is for existing members and people researching the former offer. It should not be used as a joining option.

These brands share at least one legal super fund. They can still have different products, menus, fees or insurance. Check the exact account and investment pathway rather than counting them as unrelated funds.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

AMG Personal Super and Pension and Hejaz Islamic Super and Pension: product features and conditions
What to compareAMG Personal Super and PensionHejaz Islamic Super and Pension
Membership and access

The current Acclaim disclosure library explicitly labels AMG Personal Super and Pension as closed to new members.

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This profile is for existing members and people researching the former offer. It should not be used as a joining option.

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Accounts and products

Legacy AMG Personal Super and Pension.

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Hejaz Islamic Super and Pension, undergoing closure.

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Investment choices

The disclosed investment service includes listed securities, term deposits and cash arrangements. Existing members should check their own current menu before placing an instruction.

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The product site describes Growth, Balanced and Conservative portfolios based on Islamic investment principles. These descriptions explain the product; they are not an invitation to invest during closure.

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Insurance

Occupation-rating and insurance application documents remain in the disclosure library. Existing cover depends on the member's product and policy terms.

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Existing members should obtain written confirmation of any cover and its treatment during the closure before moving or cancelling another insurance arrangement.

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Retirement income

Pension documents remain available for existing members. A legacy pension's rules should be checked before changing accounts.

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The pension product is covered by the same closure and transaction-delay notices.

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Advice and support

An adviser can review whether the existing account still serves the member's portfolio and retirement needs; product closure alone does not establish that switching is better.

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Contact the trustee and member service for account-specific closure instructions. Advice may help members compare a replacement fund and the implications for insurance.

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Fee details to check

Read AMG Personal's PDS with the July 2026 product and administrator updates. Use its own costs, not Acclaim Core's managed-option pricing.

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Use the account's current statement, PDS and closure notices for charges during the transition. Old marketing fee examples do not explain the final transfer amount.

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Comparing investment performance

Returns depend on the investments held. Historical AMG MySuper returns should not be presented as the performance of every AMG Personal account.

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Delayed underlying unit pricing means a displayed balance may not establish the amount ultimately paid or rolled over.

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THE SUPERGURU VIEW

Our take on AMG Personal Super and Pension

Editorial assessment

Relevant to existing members comparing their current arrangement with available alternatives.

What deserves a closer look

  • Closed to new members does not mean all existing accounts have transferred.
  • AMG Super's shared ABN also covers other products with different fees and investment arrangements.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Hejaz Islamic Super and Pension

Editorial assessment

An information page for affected members. The immediate task is understanding the closure process and the available alternatives.

What deserves a closer look

  • The reviewed notices do not establish a completed transfer, final closure date or guaranteed payment date.
  • Closure of this super product does not mean every Hejaz investment fund is closing.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between AMG Personal Super and Pension and Hejaz Islamic Super and Pension

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full AMG Personal Super and Pension profile · Read the full Hejaz Islamic Super and Pension profile · Choose another comparison

Sources for AMG Personal Super and Pension

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Current product documents and closure status
  2. Investment arrangements
  3. July 2026 product updates
  4. Brand and legal fund history

Sources for Hejaz Islamic Super and Pension

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Closure announcement, 21 August 2026
  2. Current rollover and redemption delay notice