Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Retail fund brand
Acclaim offers a direct-investment super account and a separate Core product built around managed investment options.
Applications are available for current Acclaim products. AMG Personal Super is a separate legacy product closed to new members.
Retail fund brand
Freedom of Choice is an Acclaim-administered super and pension product with managed funds, listed investments and term deposits.
The current disclosure library provides separate application forms for personal super and pension.
These brands share at least one legal super fund. They can still have different products, menus, fees or insurance. Check the exact account and investment pathway rather than counting them as unrelated funds.
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
| What to compare | Acclaim Super | Freedom of Choice Super |
|---|---|---|
| Membership and access | Applications are available for current Acclaim products. AMG Personal Super is a separate legacy product closed to new members. Sources1234 | The current disclosure library provides separate application forms for personal super and pension. Sources1234 |
| Accounts and products | Acclaim Super and Pension; Acclaim Core Super and Pension. Sources1234 | Freedom of Choice Personal Super and Pension. Sources1234 |
| Investment choices | Acclaim Super supports listed securities and term deposits, with individual share-trading arrangements. Core offers diversified and sector index managed funds. Sources1234 | The menu includes more than 150 managed funds, approved ASX300 shares and ETFs, term deposits and a cash account. Sources1234 |
| Insurance | Insurance applications and employer-plan guides are available. Occupation ratings and the precise product determine the relevant terms. Sources1234 | An insurance guide and occupation-rating forms set out the available cover. Do not assume the terms match Acclaim Core or an employer arrangement. Sources1234 |
| Retirement income | Both product families have pension arrangements with their own disclosure. Sources1234 | A personal pension account is available with separate application and product terms. Sources1234 |
| Advice and support | The service is built around adviser-managed portfolios and reporting. Establish the cost of any advice arrangement separately. Sources1234 | Adviser nomination and advice-fee consent forms are part of the service. Confirm who will make investment decisions and what they will charge. Sources1234 |
| Fee details to check | Use the PDS for either Acclaim or Core and read the July 2026 product and administrator updates. Direct share costs differ from Core's managed-option costs. Sources1234 | Use Freedom of Choice's own reference guide and July 2026 updates. Platform, investments, transactions, cash and advice can all contribute to the cost. Sources1234 |
| Comparing investment performance | Core options have their own investment histories. A direct-investment Acclaim account has no single return that represents all members. Sources1234 | Evaluate the selected managed funds or the member's complete portfolio; another AMG Super product's return is not a substitute. Sources1234 |
THE SUPERGURU VIEW
Acclaim may suit an advised member with a defined direct-investment strategy; Core is a different proposition for someone choosing managed options.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
May suit a member working with an adviser who needs this menu and has compared its total cost with alternatives.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full Acclaim Super profile · Read the full Freedom of Choice Super profile · Choose another comparison
Checked 2026-09-11. Documents and product terms can change after this date.
Checked 2026-09-11. Documents and product terms can change after this date.